EMI & Prepayment Calculator

Accurate EMI, amortization & prepayment impact with charts and comparison.

₹ • EMI • Prepayment • Comparison

Loan Details

Fill details to see real-time EMI & schedule
Prepayment Options
Effect of Prepayment:
One-time: single extra payment. Recurring: same amount every month from selected date.

Summary & Comparison

Original vs Prepayment-adjusted scenario
Original EMI
₹ 0.00
Tenure: 0 months
Revised EMI / Tenure
₹ 0.00
Tenure: 0 months
Interest Saved
₹ 0.00
0.00% of original interest
Total Prepayment
₹ 0.00
Extra amount paid towards principal
Total Payable (Original)
₹ 0.00
Interest: ₹ 0.00
Total Payable (Revised)
₹ 0.00
Interest: ₹ 0.00
Metric Original Revised Difference
EMI ₹ 0.00 ₹ 0.00 ₹ 0.00
Tenure (Months) 0 0 0
Total Interest ₹ 0.00 ₹ 0.00 ₹ 0.00
Total Amount Payable ₹ 0.00 ₹ 0.00 ₹ 0.00

Visual Analysis

Principal vs Interest, EMI path, outstanding balance & interest savings
Principal vs Interest (Original vs Revised)
EMI Over Time
Outstanding Principal Over Time
Interest Comparison

Amortization Schedules

Sortable, month-by-month breakdown
Original Schedule ▼
# ⇅ Payment Date ⇅ Opening Balance ⇅ EMI ⇅ Principal ⇅ Interest ⇅ Closing Balance ⇅
Revised Schedule (with Prepayments) ▼
# ⇅ Payment Date ⇅ Opening Balance ⇅ EMI ⇅ Principal ⇅ Interest ⇅ Closing Balance ⇅