Old vs New Tax Regime Calculator (FY 2025-26 / 2026-27)

Inputs

Auto-calc enabled

Financial Year (FY)

Assessee Type

87A rebate only for residents.

Salary Income (Gross) (₹)

Standard Deduction auto: —

Income from House Property (Net) (₹)

Enter net (+) or loss (-) as applicable.

Business / Profession Income (₹)

Income from Other Sources (₹)

Capital Gains (basic special-rate block)

STCG u/s 111A (Listed equity etc.) (₹)

Taxed separately at 20% (cess extra).

LTCG u/s 112A (Equity) (₹)

Exemption ₹1.25L, then 12.5% (cess extra).

Note: Rebate u/s 87A treatment with special-rate incomes can vary in practice; this tool keeps CG tax separate for safer estimation.

Old Regime: Exemptions (HRA/LTA etc.)

HRA Exemption (₹)

LTA Exemption (₹)

Other Exemptions (₹)

Professional Tax (₹)

Old Regime: Deductions

80C (cap 1,50,000) (₹)

80CCD(1B) (cap 50,000) (₹)

80D (₹)

Home Loan Interest u/s 24(b) (₹)

Employer NPS u/s 80CCD(2) (₹)

Other VI-A Deductions (₹)

New Regime: Deductions (separate)

Employer NPS u/s 80CCD(2) (₹)

Other Allowed (if any) (₹)

Optional (only if clearly allowable).

Apply simple marginal relief near 12L (new regime)

All heads + deductions included; CG is separate.

Results

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Old Regime – Total Tax (₹)

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New Regime – Total Tax (₹)

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Summary

Item	Old	New

Old: Slab-wise breakup (Normal Income)

New: Slab-wise breakup (Normal Income)

Capital Gains Tax (separate)

Capital Gains	Tax (Old)	Tax (New)

CG tax assumed same under both regimes; cess @4% applied.

Disclaimer: Normal slab tax + cess estimate. Surcharge and many edge-cases not covered.